Mold Damage Emergency Tips
What you can do until help arrive
The best way to protect your home from mold is to prevent fungus growth from occurring in the first place. That means keeping your home in good repair, maintaining proper ventilation and keeping indoor humidity under 60 percent. Unfortunately, mold may become an issue anyway, and if it does, you’ll need to pay a professional mold remediation service in to take care of it. Will your homeowners insurance cover it? The answer is: it depends.
As a rule, insurance policies exclude mold damage that results from:
• Structural leaks
• High humidity
• Poor drainage
• Water seepage
This covers nearly all of the most common causes of mold damage, so if you’re already dealing with a mold issue, your chances of being covered are low.
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If you have a mold problem in your home or business, consider the following facts:
- Significant mold growth can occur in 48-72 hours.
- Mold may present a greater risk to children, the elderly, and anyone with respiratory problems.
- A strong, musty odor may indicate hidden mold behind drywall or under carpeting.